For Heads-of · Practitioner

Inadequate explainability for affected individuals

An AI-driven decision materially affecting a person can't be explained to them in a way they can meaningfully understand or challenge.

  • high
  • transparency
  • explainability
  • individual-rights

How it happens

A decision is generated by a model complex enough that even the team operating it can't produce a plain-language reason for a specific outcome, so when an affected individual asks why, the honest answer is that no one really knows.

Why it matters

Explainability isn't a nice-to-have UX feature here, it's the mechanism that makes the right to contest a decision meaningful; without it, oversight and appeal rights exist in name only.

Mitigating controls

The controls that address this risk, ranked by effectiveness.

Framework and clause references

FrameworkClauseTitle
EU AI ActArticle 14Human oversight
UK General Data Protection RegulationArticle 22Automated individual decision-making, including profiling

Related resources

The external sources behind this risk, from the Resources library.