Risk · R-126 · Conduct & Customer Outcomes

No route to a human

A customer cannot reach a person when the automated channel fails them, or the route to one is hidden or obstructed.

Severity
Medium
Audience
Heads-of · Practitioner
Frameworks
PRIN 2A.6 · Articles 22A to 22D
Reviewed
2026-11-11

What it is

Automation is efficient for the cases it was built for. For the rest, such as the unusual problem, the distressed customer or the dispute, the customer needs a person. The risk is that the route to one has been removed, buried or made conditional on getting past the system first. It is common for an assistant to loop, to answer a request to speak to someone with another menu, or to offer a callback that never comes. Design that prevents access is covered in exclusion and inaccessibility; here the customer can use the channel and it will not let go.

How it happens

  • Containment within the automated channel is a performance target.
  • The option to reach a person appears only after several failed attempts.
  • Human teams were reduced when the assistant launched.
  • The handover loses the conversation, so the customer starts again.

Why it matters

Problems that need judgement go unresolved, and customers give up on claims or complaints they were entitled to pursue. Regulated firms are expected to give support that does not put unreasonable barriers in a customer's way.

Warning signs

  • Customers ask for a person several times in one conversation.
  • Abandonment is high at the point where escalation would be expected.
  • Waiting times for human contact have grown since launch.
  • Complaints mention being stuck in a loop.

Mitigating controls

Primary controls

Escalation to a human Preventive
Provides a prompt, unobstructed route to a person. Automated channels offer a prompt, unobstructed route to a person, available on request and triggered automatically by defined signals, with the conversation handed over.

Supporting controls

Accessibility and inclusive design review Preventive
Confirms the route works for people the channel serves poorly. AI-driven channels are designed and tested with assistive technology and with people who have access needs before release, and an equivalent alternative route is kept available.
Customer outcome monitoring Detective
Abandonment and complaint data show where the route fails. The outcomes customers receive from AI-driven journeys are measured, broken down by customer group and compared with other channels, and poor outcomes are investigated and acted on.

Framework and clause references

FrameworkClauseTitle
FCA Consumer Duty (PRIN 2A)PRIN 2A.6Consumer support outcome The consumer support outcome.
UK General Data Protection RegulationArticles 22A to 22DAutomated processing and significant decisions The right to human intervention.

Related terms

How to cite

Axiom Verity (2026). No route to a human. Reference Library, R-126. https://axiom-verity.com/risks/no-route-to-a-human. Reviewed 2026-11-11.